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Congresswoman Frederica Wilson

Representing the 24th District of Florida

The deadline to request a free independent foreclosure review has been extended to September 30, 2012

July 20, 2012

Dear Friend,

I am pleased to share an announcement from the Office of the Comptroller of the Currency (OCC) regarding foreclosures that took place between 2009 and 2010. The OCC has extended the deadline to request a free independent foreclosure review from July 31, 2012 to September 30, 2012. If an independent review indicates that a borrower sustained financial injuries as a result of errors and misrepresentations on the part of a servicer, the OCC could order the servicer to compensate the borrower.

The Independent Foreclosure Review program was launched in November 2011 as a part of President Obama’s efforts to hold mortgage servicers accountable for foreclosure abuses. Upon a borrower's request, their foreclosure case will be reviewed for errors and misrepresentations. Depending on the review, you could be eligible for $500 to $125,000 in addition to the home’s equity at the time of foreclosure, loan modifications, adjusted credit reports and having your home returned to you, when possible. Given that more than 4 million borrowers lost their homes during the housing crisis, you or someone you know could benefit from an independent review.

If you’re one of the millions of people who lost their homes in 2009 and 2010 to foreclosure, I strongly encourage you apply for a free independent foreclosure review. For more information on the Independent Foreclosure Review program or to request a review form online, visitwww.independentforeclosurereview.com.  

As your Congresswoman, I have been working tirelessly to keep families in their homes. Last year, I introduced H.R. 3595, the Mandatory Foreclosure Mediation Act, to ensure that borrowers and their banks participate in mediation prior to foreclosure proceedings. Additionally, I have advocated for principal reduction, supported President Obama’s anti-foreclosure initiatives and hosted a workshop with the Neighborhood Assistance Corporation of America (NACA) where thousands of borrowers met with their servicers and were informed about foreclosure alternatives. Rest assured, I will continue to fight foreclosures and to keep you abreast of opportunities that may benefit you.


Frederica S. Wilson

Congresswoman, 17th District of Florida