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Congresswoman Frederica Wilson

Representing the 24th District of Florida

Affordable Care Act

 
Overview
Beginning October 1, 2013, eligible individuals, families and small businesses can purchase health insurance plans under provisions of the Affordable Care Act (ACA). For the first time, the uninsured and under-insured will have access to insurance plans that meet their needs and their budgets.  
 
Enrollment
Anyone wishing to enroll in the health care program, starting on Oct. 1, 2013, can visit www.HealthCare.gov or call 1-800-318-2596.

HealthCare.gov is available in English and Spanish. The call center provides assistance in more than 150 languages through an interpretation and translation service, and is available 24 hours a day, 7 days a week

Hearing impaired callers using TTY/TDD technology can dial 1-855-889-4325 for assistance.

 
Enrollment Assistance
Community Health Centers
The community health centers below have partnered with the federal government to help our community enrollment into affordable healthcare plans.
 
Banyan Community Health Center, Inc
(305) 757-0602
 
Borinquen Health Care Center, Inc
(305) 576-6611
 
Broward Community & Family Health Centers, Inc.
West Park: (954) 966-3939
Hollywood: (954) 967-0028
 
Camilus Health Concern, Inc
(305) 577-4840
Citrus Health Network, Inc. 
(305)825-0300
 
Community Aids Resource
(305) 576-1234
Jessie Trice Community Health Center, Inc
(305) 637-6400
 
Miami Beach Community Health Center, Inc
(305) 538-8835

 
Local Organizations
Enroll America
www.enrollamerica.org/‎
www.enrollamerica.org/‎
www.enrollamerica.org/‎
(305) 432-7730
www.enrollamerica.org/‎
 
Miami-Dade County Office of Countywide Healthcare Planning
(305) 375-5444
 
Benefits Design Resources, Inc
(305) 601-8035

Florida Public Health Institute
(561) 533-7909
www.flphi.org/‎

 
District 24 Navigators
Navigators help consumers prepare electronic and paper applications to establish eligibility and enroll in coverage through the Marketplaces. They also provide outreach and education to raise awareness about the Marketplace, and refer consumers to health insurance ombudsman and consumer assistance programs when necessary. Navigators are funded through state and federal grant programs, and must complete comprehensive training.
 
Here are some navigators serving South Florida:
 
National Hispanic Council on Aging
(202) 347-9733
 
Epilepsy Foundation of Florida
(305) 670-4949   
 
Advance Patient Advocacy, LLC
(877)788-1134
 
 
Health Insurance Marketplace
No doubt you’ve been starting to hear about the new Health Insurance Marketplace, a key part of the health care law that will be open for business on October 1st. But you probably still have questions. Like what is the Marketplace, and can you really get health insurance? Well we’ve got answers.
 
The Marketplace is a destination where consumers can compare insurance options in simple, easy to understand language. At the Marketplace, consumers will be able to compare insurance options based on price, benefits, quality and other factors with a clear picture of premiums and cost-sharing amounts to help them choose the insurance that best fits their needs. Financial help to lower costs is available for people who qualify. Consumers may be eligible for a free or low cost plan, or savings that lower monthly premiums right away.
 
The best place for the latest, most accurate, information on the Marketplace is the updated website, HealthCare.gov. At the site, you can learn what it is, who can apply for insurance, how to get insurance, how to lower your costs, and more. If you own a small business, there’s information for you, too.
 
Starting this fall, the Marketplace will help you find health insurance that fits your budget and meets your needs, with less hassle.
 
No matter where you live, you may buy insurance from private health plans that cover a comprehensive set of benefits, including doctor visits, hospital stays, preventive care, and prescriptions. And plans in the Marketplace must treat you fairly; they can’t deny you coverage because of a pre-existing condition.
 
With a single application, you can also see if you qualify for Medicaid or the Children’s Health Insurance Program, or savings you can use right away to lower your health insurance premiums.
 
Enrollment Starts October 1, 2013 Visit HealthCare.gov to Get Ready
HealthCare.gov is your best source of information about the Marketplace. You can read information that pertains to you, print checklists, and watch videos to help you get ready to apply and enroll.
 
You and your family can explore every qualified health plan in your area, and fill out an application when you’re ready. You’ll be able to take control with better information, including details about benefits and prices presented in clear language you can understand, so you’ll know what your premiums, deductibles, and other costs will be before you make a choice.
 
Once you’ve decided on a plan, you don’t need to go anywhere else. Starting in October, you’ll be able to enroll in the Marketplace directly for coverage that begins as soon as January 1, 2014.
 
Want help or need more information?
As you explore your options on the Marketplace, you may want to get some help. You can participate in an online web chat on the website or call a toll free number, 1-800-318-2596, to speak with a trained customer service representative; and there will be people in your local communities who can give you personal help with your choices.
 
Visit HealthCare.gov now to get all the information you need about the Marketplace. Come back October 1, fill out an application and enroll. It’s that easy. in clear language you can understand, so you’ll know what your premiums, deductibles, and other costs will be before you make a choice.
 
Once you’ve decided on a plan, you don’t need to go anywhere else. Starting in October, you’ll be able to enroll in the Marketplace directly for coverage that begins as soon as January 1, 2014.
 
 
Events 
 
 
 
 
 
 

Floor Speeches
Obama Cares! Congresswoman Wilson on the Importance of
 the Affordable Care Act
 - Sept 26, 2013

Video

                                         Transcript
Mr. Speaker, this is my own little ``non-filibuster'' in the House of Representatives. I simply cannot stay quiet when a crowning achievement for the American people is under attack.
 
The term "ObamaCare'' was coined by Republicans in 2010 to mock the Affordable Care Act. Well, this is one place where I agree with the Republicans. I believe that ObamaCare is the perfect name for the Affordable Care Act because the Affordable Care Act is proof that Obama cares . He cares about                                                      
 
America's families. He cares about mothers. He cares about fathers. He cares about young people. He cares about babies. He cares about seniors. He cares about the future of the American people. Yes, Obama cares.
 
We know that Obama cares because insurance companies can no longer deny 17 million children with preexisting conditions health coverage. We know that Obama cares because 105 million Americans with life-threatening diseases no longer have to live in fear of maxing out on their lifetime dollar limits on their insurance coverage. We know that Obama cares because more than 3 million young people up to age 26 can now have coverage because insurance companies can no longer remove them from their parents' plans.
 
Mr. Speaker, I do not want to say that the people in Congress who oppose ObamaCare do not care, but I need help in understanding this dilemma. Where do they live? Who do they represent? Who could oppose health care for their constituents?
 
The opponents of ObamaCare have not proposed a single serious alternative to provide health care coverage. Their constituents get sick, too. Have these Members of Congress ever been sick? Have they ever had a sick family member without insurance coverage? Have they ever been to a public emergency room? They should be afraid for their neighbors, their friends and family who may someday become jobless, uninsured, and sick. They will lose everything that they own.
 
Who do these people represent? Do they represent robots? Do they feel? Do they bleed? Do they have pain?
 
Members of Congress should be encouraging people to get coverage and expand access to health care. We can stop the crisis of uninsurance that is killing people, draining our tax dollars, and degrading our health system. Instead, too many legislators are spreading myths and half-truths about the only plausible plan that exists right now to end our health care crisis.
 
ObamaCare is not a government takeover. To the contrary, it is an improvement on our private, free market-oriented health care system. You will have choices. You will have access. If you are unemployed with no health care, you will likely get it. If you are employed with health care, you will likely experience no change in your present health care coverage. If you are on Medicare, do not be frightened. You will experience no changes in your Medicare coverage.
 
The Federal Government is simply making it easier and cheaper for people who have no insurance to get insured. The Federal Government will subsidize your health care bills according to your income status. ObamaCare is trying to ensure that no one's livelihood is destroyed by a serious illness.
 
When I was an elementary school principal, I worked to help a homeless family whose children were attending my school. The father was a professional man--an optician--whose lifetime was destroyed when he hit his lifetime cap for health care coverage because of serious medical conditions related to sickle cell anemia. They suffered. They lost everything--their home, their dignity, their health. The whole school joined in to help them through this crisis. This family was forced to work incredibly hard to survive. They would not have had to face such a hardship if the Affordable Care Act protections were in place.
 
We know that ObamaCare is about women because pregnancy can no longer be considered a preexisting condition. We know that ObamaCare is about young people because young people--the likeliest to be involved in auto crashes or motorcycle crashes or drug use--will be insured. They are not invincible, as they so often believe. As it stands now, someone has to pick up the tab when they make a mistake. They need to be insured.
 
Have you been to a public emergency room lately? It's a nightmare. People everywhere are suffering, waiting endlessly for their turn. So many of these patients are not insured and cannot pay. Not only do they suffer, but the taxpayers and public health system also suffer. The costs are passed on down the line. What a relief it would be for our public hospitals and for the taxpayers if we could ensure that every person in America that was eligible has health insurance.
 
This is about fiscal responsibility. People want to be insured. They want the peace of mind and stability. ObamaCare is about the economic future of this Nation because the Affordable Care Act ensures that Americans pay for all the health care services they use. Preventive care would save so much money and save so many lives.
 
Mr. Speaker, no one said that this would be easy. Progress is never easy. We went through this struggle with Social Security in 1935. Before Social Security, senior citizens suffered and died in poverty. Social Security provoked a tremendous backlash from conservatives. Members of Congress even fought to strip domestic workers and agricultural workers of their benefits in order to keep African Americans out of the system. We had to fight, but we ultimately succeeded in building a Social Security system that keeps tens of millions of Americans out of poverty. We have come a long way.
 
We went through this struggle with Medicare in 1965. Back then, Republicans, including then-California Governor Ronald Reagan, declared that Medicare was a ``Soviet-style health model'' and the end of freedom in America. But we ultimately succeeded in building a health care system for the elderly that prevents untold suffering and death.
 
ObamaCare is about 30 million lives. October 1, 2013. It's about marching forward in the proud tradition of Social Security and Medicare. It's about marching toward the goal of a society that truly cherishes human life.
 
Nobody said that it would be easy. We knew it would be difficult. We knew it would be hard. We've been here before. We fought hard--and we won. And we're on our way to another crowning achievement in the history of this Nation, simply because Barack Hussein Obama cares. I yield back the balance of my time.

Yes, Mr. Speaker, we are well on our way to a healthier, more financially secure Nation. We refuse, we utterly refuse, to allow anyone to damage, repeal, or turn back ObamaCare. It is the law of the land and it is here to stay. We will stand up for those who cannot stand up for themselves. We will speak out for those who cannot speak for themselves. We will do all this and more because President Barack Hussein Obama cares. He cares for the people of this Nation.


Obama Cares! Congresswoman Wilson explains how to sign up for
coverage under
 the Affordable Care Act 
- September 27, 2013

Video

;

                                         Transcript
Thank you for sharing this hour with me, Representative Garamendi from California, my dear friend

Mr. Speaker, who could be against making every American eligible for health care insurance? I can't even imagine. So I'm here today to help set the record straight about ObamaCare. I'm here to explain what ObamaCare means to the people in my community and the people around this Nation. And I'm here to explain the truth--the real truth--behind the health care reforms that are moving ahead on Tuesday, October 1, simply because Obama cares.

Mr. Speaker, this health reform is about making it easier and cheaper to get insurance if you don't have it. It's that simple.

Our President, Barack Obama , cares and is making health care easier to obtain. He cares and is making health care more affordable. President Barack Obama cares and is making health care more accessible.

Now, listen up: if you have Medicare, this does not apply to you. This has absolutely nothing to do with you. It will not affect your coverage. If you have Medicaid, this does not apply to you. If you have a job with health care coverage, this does not apply to you.

ObamaCare only applies if you do not currently have insurance. You will finally have the opportunity to gain protection for your body. You will finally find peace of mind. You no longer have to live in fear of being bankrupted by a health emergency. You no longer will have to let your health suffer by avoiding the doctor. You no longer will have to fear for your family going without care .

Mr. Speaker, there are very simple steps for getting started if you're insured. Because Obama cares, you can get started with these simple directions. If you have access to the Internet, you can get started right away.

Beginning Tuesday, October 1, Healthcare.gov will give you all the information you need to sign up for this program. Once you're there, go to the tab that says "get insurance.''

Mr. Speaker, this will take you to a page that will explain all the insurance marketplaces available to you. You will be able to compare all the plans available to you in your area.

Mr. Speaker, the Internet is the best way to sign up; but if you're not comfortable using a computer, ask a friend, or ask a young relative to help you survey the choices. Young people know all about computers. If you need additional help, you can also call 1-800-318-2596. People are available around the clock to offer assistance in more than 150 languages--and in Miami, that is very important. They can help you enroll by mail if you prefer.

Mr. Speaker, Obama cares so much that there will also be expert advisers called ``navigators'' in your community. You can find them at community health centers, at the mall, in drugstores, and in many places of worship. In some States, traditional insurance agents and brokers will be able to help. But remember this: if someone tries to charge you money for advice on how to sign up, say ``no'' because it is a scam. No one should be charged for assistance in signing up.

Mr. Speaker, Americans should take their time in completing the important task of choosing the right health insurance plan. I know sometimes it can take 2 hours to choose the right pair of shoes at the mall or 2 hours at the kitchen table to choose the right cable TV plan.

Be patient. Take your time in choosing the right plan to protect your body and your life. You won't regret it.

Mr. Speaker, Obama cares because health reform is not only about making insurance simple, but also making it affordable. Let me just give you a couple of examples:

A self-employed person with a spouse and two children and a household income of $33,000 would more than likely not be able to afford insurance at all today, but starting Tuesday, October 1, this person would be able to get insurance for his entire family for an average of $94 per month because of a government subsidy;

A single mother with three children and a household income of $40,000 will now be able to insure herself and her children for an average of $163 per month through ObamaCare.

Mr. Speaker, it's affordable and it's essential to be covered. Young people under 26 will be able to stay on their parents' plans. For those young people without the opportunity to join their parents' plans, it's especially important for you to get insurance.

If you're young, you're statistically more likely to end up in a car crash or a motorcycle crash or to experiment with drugs or other risky behavior that lands you into trouble. You need insurance as much or more than anyone else. You have to pay to insure that car, you have to pay to insure that motorcycle, so make sure that you pay a very small portion of that first paycheck you earn to insure your precious body.

Mr. Speaker, no one said this would be easy. There will be challenges as the Federal Government implements the new insurance markets in 36 States in the weeks ahead. But progress is never easy. Nothing this important and ambitious is easy. There will be needed tweaking and needed corrections. But that was also the case in 1935 when we rolled out Social Security and in 1965 when we rolled out Medicare.

Mr. Speaker, we know that Obama cares because insurance companies can no longer deny 17 million children with preexisting conditions their health coverage. We know that Obama cares because 105 million Americans with life-threatening diseases like cancer no longer have to live in fear of maxing out on their lifetime dollar limits on their insurance coverage. We know that Obama cares because more than 3 million young people up to the age of 26 now have coverage because insurance companies can no longer remove them from their parents' plans.

Yes, Mr. Speaker, we are well on our way to a healthier, more financially secure Nation. We refuse, we utterly refuse, to allow anyone to damage, repeal, or turn back ObamaCare. It is the law of the land and it is here to stay. We will stand up for those who cannot stand up for themselves. We will speak out for those who cannot speak for themselves. We will do all this and more because President Barack Hussein Obama cares. He cares for the people of this Nation.

 

 

 
Overview
 
Beginning October 1, 2013, eligible individuals, families and small businesses can purchase health insurance plans under provisions of the Affordable Care Act (ACA). For the first time, the uninsured and under-insured will have access to insurance plans that meet their needs and their budgets. On August 31, 2013, Congresswoman Wilson convened a panel of health industry experts at Pentecostal Tabernacle International church to answer questions about the enrollment process, eligibility, the ACA’s impact on Medicaid and Medicare, and federal subsidies for low income South Floridians and small businesses.
 
Congresswoman Wilson is committed to working with the Obama Administration, South Florida community leaders, and healthcare advocates to ensure that South Floridians are well informed about the Affordable Care Act. You may call my office anytime with any questions or concerns.
 
Health Insurance Marketplace